Having a dream or goal is essential to Getting Money Smarts. Your dreams are your ultimate destination, they are where you want to end up. Planning out how to achieve dreams and goals creates a road map to reach your final destination.
Getting money smart begins with knowing how to save money. Whether it's saving money on the every day items you buy or putting it away for that big day, knowing where, when, and how much to save is key to a successful financial future.
Most successful projects begin with ground work. Think of budgeting as the ground work for one of the biggest projects you'll ever undertake -- your financial future. Your budget should become the corner stone of your money smarts. If done right, a good budget will prepare you for the unexpected and put you on the path to achieving financial success.
Eventually, everyone spends the money they make. Knowing the smart way to spend money ensures you'll be spending it in the right way and on the right things. To borrow or not to borrow? That is the question.